Incomes Are Growing Steadily in Real

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Terms as Inflation … Settles a Bit. Consumer Debt Servicing Burdens Are Stable, Near Pre-pandemic Levels. Consumers Have Higher Bank Account Balances Than Before the Pandemic. There Have Been Pockets of Pressure on Consumers Whose Incomes Have Not Kept Up With Inflation, He Said, Which May Lead to Some Delayed Charge-offs Among Some Consumers.

He Observed, the Proportion of Customers bangladesh number database Making Just the Minimum Payment is Also Running Somewhat Above Pre-pandemic Levels. … We’re Seeing This Minimum Payment Effect Across This Credit Spectrum. I’m Not Making a Point Here About the Low End of the Market or Even About Subprime. In Fact, if Anything, the Lower End Appears to Be Doing Relatively Better at the Moment.

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