Alipay, China's largest online payment service

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Currently, Alipay boasts an overwhelming share of online payment services in China. The average number of transactions per day is a massive 170 million. The number of users is also said to exceed 800 million, with 450 million Chinese users and over 300 million mobile users. Meanwhile, Alipay is not only used for online payments, but there are also signs that offline face-to-face payments using AirRegi are expanding. In
this article, we will look at the features of this payment service, Alipay, and AirRegi, which is likely to be widely introduced in Japan in the future.



What is Alipay?
"Alipay" is China's largest online payment service azerbaijan whatsapp data established in 2004 by the Alibaba Group. Credit card payments were not widely adopted in China to begin with, and due to differences in security and business practices, the debit card "UnionPay" was mainly used. In this environment, the Alipay payment service is a system that has rapidly become popular.

Alipay has implemented a system called escrow, which has a 50% share of third-party online payments in China. In 2004, the company introduced escrow, a system in which payment is not made until the product has been delivered to the buyer's home, and it was quickly adopted and spread in China. Escrow is a system devised in the United States to ensure the safety of real estate transactions, and it guarantees safe transactions by having a neutral third party make the payment when settling commercial transactions.

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